Non traditional credit lines can also be used (such as cell phone payments, utilities, rent) for buyers who do not have established credit history of 12 months.The back end ratio (proposed total mortgage payment plus current monthly debts) that is commonly allowable in FHA is 43% of the borrowers monthly gross profits.

I HONESTLY THINK THERE ALL FAKE AND AFTER WHAT I HAVE SEEN ON "FOX ATLANTA"LOOKS LIKE THIS GUY IS GOING TO BE "FLIPPING JAIL CELLS IN STATE PRISON" LOL....

(Seasonal)Worked some dumb jobs over winter and took a month off, then I just started back up on Construction last month and now im making about 5500 NET a month..I have not enough credit to even get a credit card..I have bills , Rent, Insurance, Cable/Internet, Cell phone, etc all PAID FULL on time for the last 6 months, So if that counts...Before that I had a cell phone for 3 years always paid on time..Anyways , doubtful?

If I had a chicken that laid golden eggs, I wouldn’t get bored with receiving golden eggs and sell the chicken.

I'm fortunate to be in a position to do this and not worry about losing my whole nest egg.

but the small town and the lack of cell coverage has been a major drawback in getting people into the house.I guess I will look over my expenses now and see if I can make something like this work.

the best way to do either is to post here and other internet forums. look for someone with experience that is willing to teach you the proper protocol. make yourself known and get your sign posted that you are in business everywhere you can. be prepared to put in some long hours and alot of phone calls. i have over 6000 minutes on my cell this month and over 4500 emails to my inbox. the banks dont deal with anyone that dosnt have the cash to perform so if you dont have a solid buyer backing you up it is not to often that you can find a direct source but you cant stop trying everyday. remember, behind every dud is a stud.

I've been a holder of mostly growth / alternative energy stocks . . .My fave:MEMC Electronics - WFR - makes the silicon wafers that are used in solar cells

We put all our eggs in one basket and the handles fell off and SPLAT!!!

I think I am about to tell my old partner to suck an egg, that company was all ME and why should let his capital defeat me when that was not how I was so successful????