I do however agree with you that there’s no one size fits all approach and depending on the type of business that’s operated and location, the correct strategy may vary. 

After operating 1 rental for 2 years and another for just a few months, I just got notification from the code enforcement at my municipality (whom I had visited in person) that I didn't file a paper correctly and fines are possible.

Keep the lines of communication open, and don't hesitate to stay on top of the progress (and costs) as things move forward.It sounds like you’re in some great areas!

This is a whole new era than 2010-2020, you're going to have to come correct not just straight spec.And you're not making 4.5% on your HYSA--that's gross. 

You are looking at it correctly, as others mentioned trying to avoid a PG is challenging, especially when starting out. 

After you've got a lot of time invested in them, they will ask to communicate off platform, and say they're having their employer send you a check. 

If my calculations are correct, I will be paying about the same with the current rents in place.

Almost all of my communication with my tenants is via text, and they still will lie, lol.I just had a tenant last week- after I repaired her stairs- claim they told me repeatedly about their deck stairs needing fixed last year and 'nothing was ever done about it'.  

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Congrats on that, but let's correct some things.