So we have to realize that a house/dwelling/unit we occupy is being consumed.

Pouring a concrete form isn't the time consuming part.Love 3D printers.

Essentially the consumer is agreeing to the fees after the fact.

That assumes the project only consumes your time and money for about a year.

That you will have to either wash off (time consuming) or repaint.

You might have already consumed below.Check out the Start Here page http://www.biggerpockets.com/starthereCheck out BiggerPockets Ultimate Beginner's Guide - A fantastic free book that walks through many of the key topics of real estate investing.Check out the free BiggerPockets Podcast - A weekly podcast with interviews and a ton of great advice.

Since people with HSAs essentially contribute funds to something outside of Obamacare they had a to figure out a way to make them less attractive to consumers.

The consumer buyer can't buy without the fees being paid and the attorney is betting on the selling lender to pay them on demand in order to close escrow, without putting up a fuss or any legal dollar behind fighting the demand.

I'm sure you mean 'Dodd-Frank', as in The Dodd–Frank Wall Street Reform and Consumer Protection Act.

They have to be consumed or they go bad.Food prices are going up, but a lot of that is transportation costs due to the cost of fuel.