The neighbor A had a conversation with tenant and the tenant said their renter insurance won’t cover it due to the act of God.

However, the property taxes increases in my area and now the rent no longer covers the mortgage.

This rental income will not only help you cover your mortgage payments, but it also provides passive cash flow—one of the main reasons people get into real estate investing.

Currently my STR is doing great during the busy summer season in SC and covers my offseason which is fantastic, but I'd like to maximize my income with this property.

We cover topics relevant to MTRs and often include guest speakers on topics ranging from financing your MTR to co-hosting to getting insurance placement bookings.

After moving out, I’d still be out of pocket $750 to $1,500 a month to cover vacancy, capital expenditures, maintenance, and property management.

Most DSCR are LTR loans and use LTR income to cover the debt but you are free to STR the property if you would like...I think that is what you mean??

DSCR loans usually require rent to cover 1.1 or 1.15x the loan payment amount. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

Also, make sure you have an emergency fund to cover six to twelve months of expenses before you buy a house.