Most banks or credit unions simply wont do them post the GFC..

If it's two mortgages, how common is it for a bank to do two at once for a new investor?

again this is my perspective I was the largest HML in Jackson market from 03 to 08  and lived there for one year cleaning up all the foreclosures I had from failed landlords in 09  I lived out at Reunion which is great neighborhood but you not allowed to rent homes there..

Failing to budget correctly for repairs or not accounting for unexpected expenses can cause you to go over budget.

Does it hurt them, it could but they also could provide a bank statement showing their payment every month.

For example, hard money loans can help you get started, but be sure you have a solid exit strategy like a bank refinance or sale once the rehab is done.Feel free to reach out anytime you need help with financing or have any questions!

But get an LLC and rent from it personally...any cleaning expenses, paying your mortgage etc. come from the LLC's bank account, any outside money that you need to fund the account will be a capital contribution and then you will be able to do cost seg on that property.

Go down to your local bank branch, hopefully it's a smaller bank (they will have better rates and service and be more thankful), and ask about HELOCs.

If it is out of state and your banker has no interest, find a local bank for that area.

Another option would be local banks/credit unions since they are known to lend on smaller amounts like thisMaybe @Owen Dashner can help?