Planning to purchase in Phx,Az and surrounding areas, my equifax score is 700, experian 645,no debt whatsoever, have 1099 for 2022 and 2023 (required 2yrs), on my 1099s it says i make 135k per year, do not have tax returns (yea, yea), im planning to first start with my bank wells fargo.This would be my first home and at 1st plan to live in it, possible house hack, going for a -$300k loan. should i go traditional, fha , i plan to be on a fixed rate so I dont get surprises later on.In my situation, what down payment amount do you think will be needed .

I'll have to check the original documents to see if they're allowed to do that and I missed it.

The original post mentioned Passaic County - but rent control will vary per municipality. 

I don't even want to circle back with the lawyer I originally engaged as I was not impressed with his support or follow up.  

While I call Florida home, I am originally from Baltimore, MD, and I also run a small real estate team there.  

The original mortgage was 144,000 and I heard that the junior mortgage falls off [it was a tiny 32K].

At a high level based on what I'm reading, this may be one of those where you give your brother an ultimatum: work together as originally discussed, or you buy him out and call it a day.

All “base hits” but they’re starting to score a lot of runs. lol  

[Sale Price - (Original Purchase Price + Improvements) = Gain] In order to benefit from the $250k exemption, must be primary residence, lived in 2 out of the last 5 years, can use this once every 2 years.Looks like there's no capital gains Tax in Washington.

I'm working on building my down payment including repairs fund and have a good credit score above 750.I’m interested in buying a property near Kansas City, in markets like Topeka or Springfield, IL, but I’m open to other cities in the Midwest.