The only collections you might choose to ignore are for medical procedures and maybe student loans.

Amusement parks, Major sports teams, Cultural events, etc.World class universities and medical careTransportation hub serviced by every major airlineLowest crime rates in the countryAll of those things help properties maintain value, and keep the demand for real estate strong.

There may be a back story (fight, medical issue, silly accident, etc.) but the black eye would only be part of the story.

When I find somewhere I really like I'll spend a few months at a time there volunteering my medical skills to the underserved.

Would the new house be as/more/less convenient to work, shopping, medical, and other services?

Those who have to give up their jobs due to medical conditions may also be exempt from capital gains tax.

It'll be another 3 years to qualify for USDA and they don't have 20% to buy much earlier because of medical bills.

5) in the meantime you have to gather the homeowner's financials:Last 2 years 1040's, last two months bank statements, last two pay stubs, or proof of unemployment, a hardship letter, medical bills, (what ever it is that caused the hardship.)6) Go to the county and pull the trust dead (or mortgage doc) and make sure you know everybody who is on the loan.7) Get the name of the bankruptcy attorney AND:8) Get the SSN(s) and go to the US Bankruptcy website and actually check to see if he/she is still in bankruptcy status. *** Pacer website is: www.pacer.govYou'd be surprised how many times people say they are in bankruptcy protection status and they are not.

We just did one for a client in the baltimore area were he was able to stay rent free and rented it to medical student .

I doubt it will cost you much more per month, but you REALLY don't want to be left holding the medical bills because you didn't properly disclose the swing set's existence when you were first insured.How is the condition of the swing set?