It is also took me a solid hour+ on a 3 way call with the lender to get the Escrow figured out, and I still got Cancellation nastygrams in the mail afterwards.

That means they don't have the financial means to afford your rental and are highly likely to default on the rent payment.I recommend you watch them like a hawk and start figuring out how to handle late payments, non-payment, and eviction immediately.

Go figure.

:) I am trying to figure out how to find out who the owner of record is for a given property.

Thanks Not a CPA but every loan we have done has always been taxed at ordinary income rates.I let my CPA figure all of this out. 

It's not entirely true, but the point is that you need to figure out what motivates you to get going every day.

Now, you need to figure out how to find deals and pay for them.

so I have to figure out ways to begin investing with OPM (other people's money), which I've been trying to learn a lot about.I guess a concrete goal would be appropriate.  

@Taylor Davila,I'm not in the Louisville market, but how I figured out potential vacancy and pricing is by using several tools and even looking at airbnb.

As near as historians can figure, Washington’s net worth at the time of his death in current dollars was over $1 billion.