Nonetheless, with your current mortgage rate and solid equity position, it’s definitely worth considering getting a good, respectable tenant in there and watching your equity grow.

Whether it is included in the rent or not you cannot coverage everything that can possibly happen in the world and you DEFINITELY don't want to set this type of precedent.

We are currently looking at a HUD home in Georgia - I have a couple of questions and can’t seem to find a definitive answer - The home is currently in the OO listing period - our plan would be to buy the home doing extensive renovations (the home is in a “Historical” area so renovations have to be approved) once completed we plan on living there full time - it could take ip to a year to complete or longer I don’t know  - as I see it the OO designation is to be the OO for a min of 12 months - is this after the home has been renovated or after you close on the home - though the house could probably technically be lived in now it does have some water and roof damage and needs complete redo of electrical and plumbing - for me to deem it safe - so not really livable by normal standards - but no way it would be livable in just a couple of months - any thoughts or an actual answer to the OO rules 

@Don Konipol, I guess my only real challenge to your thoughts are the definition of investments.  

According to them, they definitely did not get what they were expecting from Karim once they signed on.

You can definitely find some gems to flip and make really good profit. 

But I would add this: the right tenants are most definitely worth holding out for.In the LTR game, good tenants, in any long-term rental situation, almost always understand that they ARE good tenants.

@Danny Lyu  If you're getting 10% down on that loan product, I would definitely do that and just close in your personal name. 

There are definitely some pockets of fairly priced duplexes to at least cover some of the mortgage, but tough to actually come out in the green monthly if you’re living in the other unit.

If you're looking at Akron, definitely look at Detroit as well.In my opinion (and I'm very biased here with 12-doors in Detroit), there's better growth potential in Detroit.