This mortgage-specific FICO algorithm doesn't treat late medical payments nearly as harshly as the algorithms used by credit karma, your discover card, car lenders, or basically any non-mortgage FICO algorithm. 

I haven’t pulled the trigger on the second property yet.

I took a look at it a few months ago and should have pulled the trigger - shoulda coulda woulda.We're in step three of a four step real estate cycle, so if you can hold tight, there will be some opportunities.

If you can't run the numbers, come back here and ask again before you pull the trigger. 

It's possible that you could sell the property in one year and trigger part of the loss and then dissolve the business the next year, triggering the remaining losses.

I realize that I have been lucky thus far with timing, but I think it's a little harsh to say I don't understand the value of money. 

Whether you use a trigger from Podio (integration) or internal to Mailchimp (stand alone) will determine the need to get techie.

==============recahed out to the zoning department and their answers vague , ofcourse I cannot pull the trigger basing on these responses================I reached out to a local architect and he says he is not the right person to help :-)So who is the right expert in this ?

Its time to put the big boy pants on now and do it yourself, ALL yourself.I dont mean to be harsh, but really??

All too often, people get caught up in analyzing and over analyzing deals or plan just getting nervous and never "pull the trigger".