@Jesse Murillo, correct on both counts! 

Fannie Mae allows the "counting" of rental income effective immediately, no wait for 2 years of tax returns or any of that, the key is to find a lender fluent in this niche realm of guidelines.

At the beginning I got an acceptance from the bank to take a loan as an individual for a mortgage loan with a 4% interest this is like starting with no company which will get me with fewer expenses for the beginning (lower mortgage payments, no need to start a company and pay monthly an accountant for this but I cannot count any expenses that will be made in my investment, my country gives a standard 5% deduct on individuals so let's say my annual income is 10000€ , I got to pay 10000-5% = taxes for 9500.) 4.

Problem my debt to income is through the roof and I can’t count my wife’s income because her credit score isn’t good enough.

I think God puts you in these crazy situations because He knows He can count on you.

Don't count on them actually removing it however.

If you're even somewhat active in the purchasing/selling space, I highly recommend you obtain your Real Estate license for the following reasons:- CE credit often overlaps and counts toward both licenses.

It says 1224 because that counts only the first floor, but with the second story as well, it is 1878.I see some houses that sold for prices that would make me very happy, but they are in the Historic District right across US 17-92 (French Ave.).

Do not count on the income that you do not have yet.  

@Charles KennedyI manage from one hour away and it’s a pain . 3 or 4 hours would really suck but having good people you can count on makes this doable .