Could you send them a credit/debit card you can reload from America?

I don't charge security deposit or move in fee nor do I care about credit. 

People with good credit scores can even be denied.

Some of my Scottsdale connections who specialize in land deals have been whispering about how a few smaller outfits in Casper.. from what I’ve heard, outfits tucked behind older storefronts, have been matching buyers with off-market parcels that never even hit the usual channels.If you line up your financing carefully (no legal or tax advice here, just speaking from experience), you can sometimes lock in a deal that ages nicely over tthe years.

Others tap into personal savings or use business lines of credit for more flexibility.

I specialize in identifying, negotiating, and investing in new construction homes.The main focus of my investment strategy is to negotiate the best possible deals on new homes in growing communities.

You're the fish.They often use a mix of fear, threat and urgency to push a target to act.It can be as simple as a 24 hours sale from your favorite shop that requires you to log in to your account first or your boss asking you to wire money right now or he/she/they will lose an important contract that will cost millions.So cybersecurity is important because without that, you might have an incident that can cost a lot of money, impact your reputation and might affect your credit score.

I think they are just an extremely conservative bank and that is their interpretation of Fannie's guidelines.I have already gotten approved from some other banks (credit unions), so I'm not worried, but I am curious if anyone else has run into a bank telling them they need at least a 20% down payment on 3-4 units, regardless of it being FHA or not.

My credit is poor right now but can easily be improved as my income is much better lately. 

I specialize in financial market, and I am always open to discussing potential collaborations, sharing insights, and exploring new opportunities.If you're interested in connecting or have any projects you think might align with my interests, I would love to hear from you and explore how we can work together to create value.Looking forward to connecting!