I merely provide good information and good answers. 

Being listed on multiple OTA allows users that use alternate OTAs to see your STR and could provide a higher ADR even if you end up lower ranked of the OTAs.Basically it comes down to having all your eggs in a single basket and is too risky for my liking.i am one of those STR owners that corrects anyone that refers to my STR or STR business as an AirBnB.  

A mild recession is possible, but its impact on housing demand will depend on regional and economic conditions.

Landlord insurance covers the dwelling/property.Renters insurance has liability coverage which might provide you coverage if your tenant is negligent or liable for an accident/damages, etc.You can/should have your tenant list you as an "Additional Interest" on their policy. 

At this time I do not have any money in an IRA its in an account provided by my employer.

Purchase price: $81,000 Cash invested: $30,000 I acquired this property at an 11% cap rate, which provides strong immediate cash flow.

Please correct me if I'm wrong.You can require them to have insurance, but you cannot require them to purchase from a specific policy provider.

So we had it on our personal return last year and i won’t detail it but it was a bit sketch when we had to provide financials (we can redact mine but not hers long story). 

They provide diversification and liquidity.1031 Exchange into Syndications or Passive Investments: This keeps you in real estate but shifts the burden of management to others while potentially preserving tax advantages.At the end of the day, peace of mind is priceless.

People have provided you with multiple options.