I would get on the phone with a local lender through a local bank. 

I personally own a property in Windsor Hills Resort, right next door to Disney World, and we absolutely love it.

Personally, I'd start looking in markets you're familiar with, similar to what you said in your post.

If you're looking for a more landlord-friendly market, I personally recommend Columbus OH.

The question is mostly a personal financial planning question and it depends on your preference and what balance of risk and access you'd like and would be comfortable with.

Then your best bet are probably community banks which have more flexibility (albeit worse terms) than larger banks and also worth looking into are DSCR lenders.

They will schedule an inspection to verify that the second bedroom does in fact exist in the apartment.I am not sure, I believe it’s because this apartment is only being rented by one person on the lease.  

I'm thinking now though that it may be more appropriate to attempt that a little further on down the road once my own personal risk tolerance could accept it.

That is my personal go to.

Start their own consultancy (either recruiting agency since they are the top recruiter like I did, or if they were pentesting for different clients like banks, fortune 500, etc, they start their own pentesting consultancy/firm).