@Mitchel Johnson Welcome to BP and I wish you the best in investing..Usually people start by going to local meetups and building a network of trusted people to get their feet wetHere is an examplehttps://www.meetup.com/find/?

Follow the advice you have been provided by great people and real estate legends below, especially from the likes of @Jonathan Green and @Nathan Gesner and you will buy your first rental property within the next 3 months.Goodluck.

Narrow it down to like a very small amount of properties and just give the people a call, write a letter, or have your assistant do the same.

ThanksDan there are people who do "Gator" lending which is a guru course taught about this type of lending.

The only caution I give people is to make sure they have a solid income to where they won't feel the pain of the loan. 

Thankfully I have no property in NY.I loved this quote which shows just how clueless people are about housing issues:“Housing instability is at the root of so many problems facing our city, such as exacerbating homelessness and hunger, failing to meet our children’s educational needs, and undermining public safety,” said the CWTU in a statement.

What have any of these people done since the high rates?

Total number of people that would occupy the apartment5.)

Some people make 4x the rent but squander their income on eating out, drinking, car payments, etc.

Many people / and or agents really cant do simple math.