We do not use the credit score, we use the information on the credit report to gauge how long they have lived at addresses and what kind of judgements they have.

Also try to get a guage on how much people are out and about and living on their front porches. 

I'm from Indy living in Carmel. 

do you plan to live in that property?

I have several current and former clients that have done similar projects, mostly in neighborhoods where either 1) they grew up in the neighborhood, 2) they still go to church in the area, or 3) they have a relative that still lives in the area.

I'd pick the closing day if they already live there, but haven't signed the lease.

Great idea from @Henry T. to live in the ADU if you can and rent the house.

Do you plan to live there forever?

Hello, my name is Rachel, I live in Pennsylvania.

If you truly want to "retire" young, keep investing and living your life you'll need a ton more.