Most nyc multi family purchasers are cash buyers, so i am losing the fight already but want to see if there is some light at the end of the tunnel with agents in nyc that could help me find me my next deal.

For the rehab, I like the idea of vinyl plank flooring, semi-gloss paint (because I've heard some people say it holds up better with tenants), new cabinets, counter-tops, appliances, popcorn ceiling removal,  light fixtures, new water heater, fans, new windows. and something to put on the concrete that kills bad odors.What would you do?

Gel stain is almost like oil paint but looks stained not painted...no need to strip, just clean and light sand.

Your ROI is a number close to infinity and you can repeat indefinitely - And YES - there are still deals out there that will work ... one just closed a couple of weeks ago in The Woodlands on MLS at about 70% of value and only needed light rehab - maybe $5,000-$6,000ARV - 177,000Sold - 123,000Rehab - $5,000Total invested - $128,000-$129,00080% refi - $141,000 Rents - $1,500-$1,600 My initial offer was $120,000 - They declined to counter - Now that I see the final sale amount, it irritates me that I was so close but missed the deal  

You won't notice the difference in megapixels and you won't have done enough to tighten the gap between what you have and the potential in a DSLR.also a DSLR won't teach you proper lighting or composition so you wont' get those benefits either. your cell phone camera is about 21mm focal length, which is nearly ideal for wide angle photography anyway.

You want to present your rezoning case in the best light.

When I wanted to transfer the deed to the LLC , I am told the bank wouldnt take it lightly and call the loan due.

Same document sheds light on your other thread in re:"In dealing with the buyer, a seller's agent should (a) exercise reasonable skill and care in performance of the agent's duties; (b) deal honestly, fairly and in good faith; and (c) disclose all facts known to the agent materially affecting the value or desirability of the property, except as otherwise provided by law."

So you want to get pre qualed before you start.. you want to make sure you have Capacity as @Bryan Otteson states you may have to pay the short term loan off in cash if you can't refi or you may need to add a significant amount of cash to the transaction to meet a much lower LTV that a lender may be looking for if appraisal comes in light or terms change..

And if you do buy the most expensive one you can find with the radio and waterfalls and LED lights and all that stupid crap to entertain the guests.