A larger consideration for me when mortgages are required for the end-buyer is the general requirement for at least 90 days of title seasoning. 

This would allow you to reinvest into a larger property such as a duplex, or even multiple properties in areas with a larger growth and cash flow potential. 

I love local banks, but you will do better with something larger with more options.

Does anyone else have an opinion(s) on the best overall CRM choice for an REI based business, across the board?

My first choice is Oklahoma City, but I’m also looking into Memphis.

@Nathaniel Dean Morrisoni'm still not sure I'm following you, but if you're asking - should you use extra cash to put more money down on a house, and/or use extra cash to lower the rate - those are pretty personal choices so you have to decide what's right for you and what fits your budget. 

Your choices are to save more money or work harder to find one off-market for a below-market price.

If the latter, you will likely not have a choice as most rehab loans require a GC.

It takes many years of work and experience to become a well known listing agent of choice at scale (and continued good execution to maintain it).

Most SMLLCs are basic but syndicates, funds and larger businesses have complexity