I have no debt, significant equity, good W-2, and excellent credit.

Hey Samantha, I'm personally not a fan of paying off mortgages—especially fixed-rate long-term debt like yours.

The more time you spend on administrative tasks coordinating with multiple service providers, the less time you get to spend on managing your properties, finding new potential investments and increasing your financial returns.Tax strategies and property insurance are two areas that are highly customizable because no two portfolios are identical.

@Abigail KingThe important ones have already been covered by others here but a "real estate adjacent"/financial freedom book I recommend is Retire Young, Retire Rich by Kiyosaki.

If you decide to have a great car, great house, great everything you will be in debt like everyone else.3.  

The key is to assess your current financial position and goals.

Financially my full-time job is our main income as a family.Job is demanding.

Prices there tend to be fairly high so make sure the financials make sense to you.If you're going the townhome route, make sure you fully understand the rules and regulations of that particular community.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.