And lastly, I would be monitoring the progress of the Stop Predatory Investing Act.  

On the other hand, rental income properties can provide steady, long-term income streams with room for appreciation.In your shoes, I'd start by evaluating my goals as an investor.

I have now progressed to where I hack a duplex and just rent out the other side.

We were made various promises of our property being worked, but there was no progress. 

We are both residential appraisers working the NE Florida markets looking to transition over the LONG term to replacing our modest annual income through small/mighty single-family by buying in the path of progress where prices appear to be somewhat undervalued relative to long-term upside potential.

Renting Out, Moving Up: A Progressive Portfolio ApproachAssuming an existing loan on your first property and renting it out when you move on to your next home amplifies your wealth-building potential.

The seller however does not have any documentation to show he made any reasonable efforts to evaluate the borrower ability to pay the loan.

I look forward to hearing about your progress! 

You're clearly told that when you sign up for the course, but you don't really know what that means until you're enrolled and start to get active with trying to find and evaluate deals.

To discover suitable investment opportunities, it is crucial to conduct thorough research, analyze local market trends, assess rental demand, consider job growth, evaluate neighborhood dynamics, and anticipate potential appreciation.