First question, did they provide you with pictures of mold for your records?   

This concentrates the equity so it will be easier to access when you need it.If you want a true picture of what borrowing does to your return you have to look at the Internal Rate of Return.  

I am thinking of using online banking with no minium but I keep hearing stories its customer service is nightmare? 

These metrics provide a clear picture of a property's profitability, rate of return, and ability to cover debt obligations.Why Are Underwriting Tricks So Important?

She says that there is nothing really to take a picture of.

I think what is becoming more and more important is having a solid investment thesis and understanding of your target market and the value proposition you are offering to your customers through your properties. 

Because there being too dumb to see the big picture, and OBVIOUS big picture. 

Contractors are frequently working multiple jobs - and if they know you are out of town investors - how much priority is your job to them, versus meeting with other customers for their next job or finishing people who have their eyes on them.  

Everything has pictures and is documented.

NOT because it won't strengthen his offer, but because he's probably not seeing the full picture.