With the recent volatility in the market, I am seeing rates go up and other loan terms tightening.

So a few years back I got hurt at work, I am not currently working but right now I do have income.I make about $1300 - $2100 a month from my stock portfolio via Dividends, I have a few crypto miners which income can vary and price of the coins are volatile but I make maybe about $300 a month in crypto with more miners coming in so expecting this to go up, and I recently started flipping stuff on the side this year which is making me a small amount of money on the side maybe $300 - $400 a monthI have lived in the same house for over a decade and have been renting and our land lord wants to sell and made me a really good offer of $220k when other places were selling at that price about 1 - 2 years ago and now places in my area are going for $240k - $430k with the average being about $310k so a really really good offer in the current housing market.

Thanks for your input and I definitely agree with the volatility of other asset classes affecting it as well.

The market is volatile right now you want to be able to ride it out if home values drop. 5. consider buying one 4 unit and one 2 unit. 5+ units require a commercial loan, these terms are shorter and there is a adjustable rate.

The longer the timeframe I need the money, the more volatile loss/gains I can handle.

The stock market seems to be volatile and richly priced. 

As people typically divest from the stock market or more volatile investments, they still want an investment that will ensure returns.

My GC is great, and even though its $200 sq ft warm shell commercial and $250sq ft residential I have to obtain a loan with an additional 20% contingency for volatility in the market.

The areas of housing with the most volatility during a recession is land on STR because they are not necessities.

They have a little higher gains (a lot more volatility) but a syndicator who is willing to put you in a deal with more than 10-20% of your net worth is asking for trouble.