Land is scarce, development is limited by resources and decade after decade the millionires are kicked out by the billionaires..truly.Anyway, that's my view, it's a long term hold view in an idyllic spot that few people will be able to attain ownership in.

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Is it necessary to create one or is the existing information in my credit report, full view, and tax return enough?

Also I could be wrong but I think to legally lend in OHIO one needs to be state licensed and NMLS registered.. again could be wrong but I know we are setting up a very narrow niche lending platform there for foreclosing buying and I got recruited because they need my license to be legal.Now for the private folks who only do a few loans and don't hold themselves out as lenders like you obviously do there is usually a carve out.

My apologies Kathleen, I am not on this platform very often.

@Andrea FinkelsteinI'm not sure I would view your tenant charging for parking as sub-leasing, some businesses charge for parking, that's just running their business. 

If STRs prove difficult, platforms like **Furnished Finder** or mid-term rentals might be better options for steady income.

I probably won't book any place that does not have instant booking turned on in the future.If I am not mistaken, instant book is a search criteria on one of the platforms, and if you are not doing that, then your pool of potential customers is smaller by some degree.  

Being a contrarian has usually played out well historically or you could look in the rear view mirror in a year or two and sang Coulda, woulda shoulda : ). 

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