If i was in your shoes I would do some secret shopping on a couple l new local condo projects. 

Younger millennials, while they may have piles of student loans with low wages, I find would rather rent in places like downtown or near centralized shopping/restaurant areas than buy somewhere they don't want to live.

@Samuel Metcalf- sounds like you have a FHA loan as  PMI is permanent in most FHA loans ....I would ask  the bank that holds the loan for  refinance  options and then shop around to see if there are  any refinance options that  make sense ...if not - live with the loan you have  but be  ready to refinance  when rates drop 

Taylor Harrell does an excellent job up there in Property Management and runs the gift shop. 

His byline has appeared thousands of times in publications including Barron’s, Forbes.com, Boston Globe, and Chicago Tribune.More in Finances & TaxesHow to Qualify for Energy Efficiency Tax CreditsIN TAXESCharge up your tax savings by getting money back — and savings on utility bills.How to Qualify for Energy Efficiency Tax CreditsReverse Mortgages: Pros and ConsIN FINANCINGLearn the basics to avoid surprises.Reverse Mortgages: Pros and Cons7 Benefits of Buying a HomeIN BUYInterest rates are only one factor when it comes to buying a house now.7 Benefits of Buying a HomeHow to Move Past Student Debt — and Into a HomeIN FINANCINGYou’ve got options, like repayment help from your employer and coaching from a mortgage broker.How to Move Past Student Debt — and Into a HomeHow to Shop Around for a Mortgage LoanIN BUY & SELLHome buyers who do mortgage loan shopping can avoid leaving money on the table.How to Shop Around for a Mortgage Loan

The old honeywell thermostats started at 50 degrees , I have one in my shop .  

cant start by owning a 10 mil apartment complex or a shopping center or office building.

Plus, it could be Tricky with the money, as some banks might not want to give you a loan if they're not sure you can make enough money from Airbnb.Be Careful when figuring out how much money you might make, and it's safer to guess on the low side.

If you just want 20yr 2MM non convertible term its price shopping except prices may change depending on how automated the carrier is and if a paramedical exam is required.  

I would mention to them that you are looking to build a portfolio- a constant source of deals normally entices small banks.I would think is the safer route, rather than holding the property under your name where you have liability from a number of different angles.Likewise, if you are having trouble securing bank financing, you may want to look into a bridge loan, prove out the income for a year, and then circle back with a bank.