There are already means to sell pieces of individual properties (simpler than options like condo conversions).  

I'm more of a trusting individual than I should be, and in the future, I definitely won't be so trusting when I'm told something.

So, I am looking for individuals who are willing to involve me in their process.

We are going to be buying property and building a spec home shortly and need to understand the pros and cons of doing this deal through an LLC vs. as individuals, from a tax perspective.

But, I believe there are less than 1,000 individuals in this country who can show tax return income of $100,000+ for the past three years from wholesaling.

@Toby Fellowsno way - 100% no - hard pass.high risk low reward. 

Most real estate seminars tend to be pep rally sessions to motivate individuals using various psychological techniques more than providing information and insights based on research that you can't find elsewhere.What seminars have you attended where it did not feel like blowing smoke up your glass?

I think the benefit of a mini split system over a central are the energy efficiency the offer, the individual control over zone cooling/heating, simpler maintenance, quite operation.In the end it comes down to what makes sense in your situation, but I will say that there is a lot of fear mongering among a lot of HVAC companies to push people to either central systems or if they do mini splits, then into the higher priced systems. 

Real estate is not easy, but it sure is rewarding if you can pull yourself up by the bootstraps and get creative. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = $2300/$1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.