I have personally done creative finance/low money down deals.

This can easily happen when the person valuing the property does not account for differences in the subject property and those chosen as comparables.   

For my personal properties, I design the mortgages so that I'm just above cash flow neutral. 5% of the gross income is a good number I shoot for above neutral.

In each instance, fault was on person B (Yourself in this scenario) and NOT on person A who the tree trunk was on there property but limbs overhanging neighbors, AS LONG AS they had readily allowed and made no conflict to person B cutting out/down whatever was projecting onto there property line. 

Unlike traditional banks, which focus heavily on personal credit and income, portfolio lenders prioritize the cash flow of your property.

I am personally looking into the FHA 203k loan or just FHA if the unit is move-in ready. 

Being able to drive by your properties frequently to see them in person (even if you have a property manager) can provide consistent peace of mind. 

I cold emailed and called the owner multiple times and eventually we connected, met in person and made a deal over the course of a few months.How did you finance this deal?

One thing I can tell you is I have never known a person who was a successful mortgage broker and realtor at the same time.

Can run thousands.And while this isn't an "out of pocket" typically you will need some personal liquidity and net worth to secure loans.