S8 standard voucher amounts INCLUDE all utilities.

I also included some instructions to help. 

Include text so that states what will happen if the new lease isn't signed by landlord and husband such as the return of keys by all parties date.

Would love to hear your thoughts on whether pursuing this adjustment makes sense or if I should reconsider.For reference, I’ve included the following assumptions in my calculations:5% for maintenance3.5% for vacancy10% for capital expenditures and management feesThanks! 

I am getting to the point of wanting to back out due to the 27k combined Closing costs, not including down payment. seems like a I should look into finding a new loan officer.

I think he is over leveraged to a 90% debt ratio.

Good point - should have included that.

Also, do you have enough equity that if you sold one you could pay down most of the debt on the other 3?

The overall LTV (including all 3 mortgages) will be key and your selling point will need to be that the 2nd mortgage ($8k) will burn off in 2.5 years (based on your surprise that it was even out there, I'd recommend that you follow up in 2.5 years and ensure that it's been satisified, so that it doesn't surprise you again in the future).Does the $8k grant vest over the 5 years? 

That would mean there is an approved site plan that includes roads, water, sewer, storm water, curb, gutter and any required buffers.