The sellers credited us with the security deposit and about $900 for rent (tenant pays $1200).

The contract I could find says the following:```...together with the right of ingress and egress at all times for the purpose of mining, drilling and exploring said land for oil, gas and other minerals, and removing the same therefrom.And said above described land being now under an oil and gas lease originally executed in favor of [Oil Company], Chicago and now held by [Oil Company] it is understood and agreed that this sale is made subject to said lease, but covers and includes of all the oil royalty and gas rental or royalty due and to be paid under the terms of said lease.It is agreed and understood that of the money rentals which may be paid to extend the term within which a well may be begun under the term of said lease is to be paid to the said [purchaser], and in the event that the said above described lease for any reason becomes cancelled or forfeited, then and in that event, the lease interest and all future rental on said land, for oil, gas and mineral privileges shall be owned jointly by [owner] and wife and [purchaser] each owning & interest in all oil, gas and other mineral in and upon said land, together with interest in all future rente.This sale is made for and in consideration of the sum of Ten Dollars, cash in hand paid, the receipt of which is hereby acknowledged.To have and to hold the above described property, together with all and singular the rights and appurtenances thereto in anywise belonging unto the said [owner] heirs and assigns forever, and we do hereby bind ourselves, heirs, executors and administrator to warrant and forever defend all and singular the said property unto the said [purchaser] heir and assignee against every person whomsoever lawfully claiming or to claim the same or any part thereof

You can do as little as 0% down and maybe even get money back at closing if you can implement seller credits into your offer during the inspection period or prior to going in contract. 

If all of the equipment for fully automated remote supervised tours was acquired on a credit line, I think you still have a problem with all of the different logins one one device.I'll let you know what I come up with.  

You can run your own credit report on one of the big three like TransUnion and bring that to the bank.

This is basically an unsecured personal loan, like a credit card.

To understand how they pushed their numbers so much into their favor, we have to actually look at their numbers.

Focus on getting your finances back on track first—start saving and work on building your credit score.

Your credit cards should be used as a last resort. 

Some lenders will let you both be on the loan and use the Higher of the credit scores between you and your credit partner.