I was extremely lucky with this timing.

It’s very common since it’s considered a business purpose loan.

It can be an extremely powerful tool to start to scale. 

This is probably not real common on residential, but we see it now and then. 

Insurance costs are going to be extremely relative to a list of variables that differ with every property, but if you know what to target and what to watch out for, these costs do not at all prevent positive cash flow on the right opportunities

The bill, introduced by Assemblyman Isaac Bryan (D-Los Angeles), would require local governments to update hazard mitigation plans to address extreme heat by January 1, 2028.CAA’s concerns center around the potential for costly retrofitting mandates, particularly for older buildings not equipped for modern HVAC systems.

It's common to find a tenant who is a college student or maybe retired and looking for additional income.

Contact Extreme Clean they do cleaning and mold remediation or diy since it's a small area.

Under the $100k property example, something as common as having to replace the sewer line will put you under water and you are more likely to have to come out of you personal reserves to cover operational/cap ex expenses or debt service than in my $6M loan example.Remember cap ex and operations are normally more easily absorbed in the A location assets.

Also, consider living BELOW your means as you clearly overspent on your primary residence which is a common scenario unfortunately.