Or should I just try to fund my dreams a different way and say goodbye to an FHA loan?

... also, regarding you getting a loan with this proposed purchase: the credit of the IRA account owner would not be of weight here, the loan must be non-recourse, the IRA account owner can not personally guarantee this loan. 

Reality:  There are others who are there and/or have people 'there', and others who have local knowledge and cash in their pockets.That sort of image is safe, you need to do nothing, it's a dream for now and will remain a good dream as long as you do not do anything.Just for you:Look at something close and ugly, e.g., 236 Alice Dr, Wilits, CA (I found this as I am writing to you here)https://www.google.com/maps/@39.38686,-123.3430735...This in your face, likely 'an ugly situation' all around, but it is there, and you will learn.When I was 20 years old a guy told me, "Look at 100 properties and make no offers until, and then after you have reached 100 make an offer on 101, and on everything you see"To me this suggested learning deeply about an area.Did I write 'harsh words? 

My specific question for experienced landlords is: Do you ignore or put less weight in medical collections as opposed to other types of collections?

My life has changed 4 years ago after my fatal car accident which cost me my right leg and with that tragic accident I am turning into this dream I’ve always had about real estate investments but back then I was to busy so I thought working for a living thinking I never had time.

I'm a construction project manager and I actually love doing it, I just hate working for someone that does not appreciate hard work and i'm sure you've all felt that way.I have a "One Thing" goal of ultimately being financially free from owning rental properties. it would be amazing to complete that goal/dream in 5 years, but realistically it will be 10.

To actually live the American dream that is presented to them, when they are convinced to do a HELOC....... and/or/etc...I’m asking for ones opinion on comments on buying into programs, like Fortune Builders?

Your goal should be to make it a cute, livable house, in good repair, not your dream home.

This has been our dream for the past four years and as we start this journey together I realized there are so many unforeseen battles that will rage on and beat you down on flips, especially when you tackle vacant homes and decide to bring them back to life!

This has been our dream for the past four years and as we start this journey together I realized there are so many unforeseen battles that will rage on and beat you down on flips, especially when you tackle vacant homes and decide to bring them back to life!