She's struggling to find lending options for investment properties that honor her beliefs.

Lately, my lead flow has struggled (CTR-ALL has been declining and CPL has been significantly increasing). 

Or maybe the software(s) I've used don't really generate much fluff, haha.Just my way of setting someone up to be the best prepared they can be, even if our relationship doesn't continue to the next year for whatever reason.That being said though, I think there is a bit of a stigma when it comes to # of pages on a tax return and complexity.

@Jackie Liu you probably have enough info to deny their application, but if you want to continue to try to approve:1) Ask applicant for copies of their lease(s) to support they've been there for 4 years and who PMC is.2) Get 2023 W-2 to see what address is on it3) Ask them to obtain and provide you with their FULL electricity account history.

Of which I’m struggling with both but I’m getting there.

Truthfully I'm struggling even finding a solid real estate agent.Can anyone provide advice or similar experience?

I been researching hard money lender, but struggling to find one that meet our needs.

And what I'm seeing is the bigger cabins are struggling for rents and also for prices in terms of sales. 

Right now, the ROI isn't terrific (I have a handful of properties which I could sell for $250K-350K that I struggle to rent for $1400/mo).  

I had a whole incubator program I called "0-Hero" where I would train a person in everything, literally everything, from 0, and promoted best part was no buyer-list needed or struggle to find $ because that was me, done, ready to go just do the steps.