You’d still be using your funds, but by delaying ownership transfer, the expense would fall under your ownership period, making you eligible for depreciation.Discuss these options with your tax advisor to ensure everything is structured properly for IRS purposes.

Take ownership of your mistake and learn to do the proper due diligence recommended above😊

For me, it's pretty simple - I'll buy a house if it meets my guidelines, the key one is simple: can I make at least $400 mo. net with a proper margin of safety? 

We make money from value add features and services: credit card fees (ACH is 100% free), credit reporting for tenants, insurance policies (both renter’s insurance and landlord), our lease creation and e-sign feature.

So short-term equity lines, credit cards, etc. will start to feel that. 

There are a lot of assets in Columbus that are basically turn key properties, and even if you have some minor renovations (5k-10K)I would recommend trying to go after an interest-free credit card AFTER you are approved and close for your loan.

The exposed walls certainly need to be properly insulated and sealed.

I am sure there are people that have taken cash advances from their credit card to fund the "equity" in their syndication.Also, there is no requirement for skin in the game.  

The likely scenario is that your PM is not very good or lazy and held it because they don't know how to market properly.

Play the 'friend in common' card if possible.Regarding seller financing, I don't see this being a viable option since they are in default on their current loan.If funding could be an issue for you, take a step back and work on that first.