I don't think siding will really affect your appraisal - it seems to be more of a "does the house have functional siding or not" type deal

So the goal of DSCR is now to figure out the best real estate cash flowing strategy to pair with DSCR loans as you scale your portfolio. anyone looking for help going DSCR, feel free to reach out as I build my portfolio with these and help investors scale theirs as a lender.

I'm happy to help! 

If you have more, they will not insure you.

There is no set time for the county to foreclose on the property via a tax sale, according to this article purchasers of the tax lien certificate have to wait 5 years, as the owner has a redemption period after the tax sale, so you could be waiting a while, and if I'm not mistaken, you have to pay the taxes each year until the 5 year period is over, then you have to file for a deed or file a lawsuit to quiet title.https://smartasset.com/mortgage/how-to-buy-tax-liens-in-cali...Hope this helps,Dustin

I could take look at it for you, and help you understand it if it's a standard lease, no need to pay me, although I am not a lawyer.  

@Derrick Roland II it would help if we knew how much you were pre-approved for and if FHA or conforming?

You've earned $132,000 more by splitting your money and leveraging it.

Any advice on how I should think about pricing the property would be helpful. 

I'd also be happy to answer any more questions so feel free to reach out via DM.