I dont know the delivery time on a ADU but I'd assume same with site plans and zoning. but how do you get your money out of that?

Let's re-visit this post next year and see.

I dont like any company personally that does not put their principals on their website as in meet the team.. ... 

I asked a lender company through BiggerPockets to call me.

Can't wait to hear about the next one. :)

Overall, your next actional step should be attending local REI meet-ups.

When you finance through national lenders, in your experience, is a balloon a common requirement for commercial loans of this nature or is it possible to get a fixed rate for 30 years?  

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

Are you focusing on adding them in the general PHX area? 

Albany, Syracuse, Utica, OH, PA, etc.) for cashflow.The challenge in these markets is that demand is through the roof, and many properties either sell at the asking price or above the asking price (Suffolk's sale price average was 1.5% ABOVE the asking price).If I were in your shoes, I'd explore local and remote multi-family options before considering the mid-term rental route.All the best!