Hey Jake, If your exit strategy is to pay off the balance asap, I would advise doing a HELOC.But I would consider a traditional refinance if you do not have an exit strategy lined up to pay the balance off immediately  and your blended rate (1st + 2nd Mortgage) is significantly higher than a standard cash out refinance. 

Colorado is considered a “caveat emptor” state, aka buyer beware so the onus is mostly on the buyer to uncover any issues during their due diligence time period.

This delightful home offers a perfect blend of comfort and convenience in a serene suburban setting.

You could blend the two strategies, giving more diversification.  

All of these would need to be answered and plugged into a blended rate calculator to determine if it makes more sense to cashout refinance or use a HELOC. 

Costs are very high, but uncovered spaces aren't renting for that much (we're a frequent visitor to New Smryna Beach btw). 

Shingle manufacturers change their colors every 5-8yrs, so you should be able to find the same matching shingle and blend it into the existing. 

I would love to find 15 because if the special wheated blend.   

One of the best tools out there is a blended rate calculator that can help you determine if HELOC or cashout makes more sense. 

What questions or areas of the lender:client relationship should a REI investigate when shopping for lenders to uncover the value that lender offers as compared to others?