Ryan Daulton
Benefits of self-directed IRAs
14 January 2025 | 18 replies
You would only pay taxes on all passive investments in a traditional SDIRA at distribution, unless you have a mortgage, then the portion of the income derived because of the mortgage will be subject to UDFI (unrelated debt finance income) which will trigger UBIT (unrelated business income tax).
Colleen A Levitt
DSCR out of a DSCR?
9 January 2025 | 15 replies
Typically most DSCR lenders follow a traditional 5, 4, 3, 2, 1, PPP or a 3,2,1 PPP.
Nathan Gesner
Have you ever used your umbrella insurance policy?
15 January 2025 | 11 replies
If you go with your traditional family insurance premiums will be about twice this, since they don’t specialize in this market.b.
Joshua Piche
Im looking to move out this year and house hack my first property
7 January 2025 | 12 replies
.- The 203(k) will allow you to bid on properties that need repairs that won't qualify for a traditional mortgage => less competition => better purchase price.You will need to find a great local contractor you can trust to supply the required bids to qualify for the 203(k).- After closing, you can do some of the work yourself to save money, but the program doesn't allow you to pay yourself.You will want to buy a Class B property, maybe Class C+, in an area that seems to be improving.
Kathy Creighton-Smith
LoanBidz lending reviews
23 January 2025 | 15 replies
Unlike traditional banks and credit unions, we don't face the same constraints, allowing us to offer more flexibility.
Deborah Wodell
Private Money Lenders Using Their Own Funds?
30 December 2024 | 14 replies
I have used both Traditional (pre-tax) funds, Roth and HSA.
Michael Benanti
DealCheck app? Good or bad?
2 January 2025 | 32 replies
I agree that DealCheck (or the BP calculator) does not provide enough tools or functionality to analyze those types of transactions (yet).But I would argue that it does a great job at analyzing more traditional buy & hold SFRs and multi-families, as well as flips and rehab projects.
LaTonya Clark
Lender- 40 year loans
20 January 2025 | 31 replies
Not sure why people go for 40-year fully am instead of just traditional 30-year with 10-year IO option, I tend to think the 40 year term is more of a gimmick
Nadia Jones
CRE Fund vs JV: Seeking General Information and Guidance for Setting Up
26 December 2024 | 2 replies
I’m currently evaluating whether to go with a Fund Model instead of a traditional JV for an upcoming multifamily project, I will be working as a developer looking to do work with a more experienced developer on a larger scale multi-family opportunity.
Lilia Matlov
Investment needs to focus on the quality and potential of real estate
27 December 2024 | 8 replies
The reason sellers cannot sell these properties through the traditional market is often due to certain issues, and 98% of the time, these issues are not beneficial to you as a buyer.