Plenty of deals that don't work at 20% down (80% LTV) can be good deals at say 40% down - also if a first timer, almost always makes sense to be conservative and not stretch leverage

So in short, my recommendation is to get a personal loan for as much as you can and stretch the repayments out to 72-84 months. 

I had to rip out a long stretch of concrete in a fix and flip gone bad (I was the lender and took it back after the borrower defaulted).

I also don't recommend you stretch yourself so thin.

I have home equity that I could use to get going, however it would be a stretch to handle both the acquisition and repairs of a property.   

I’d suggest focusing on markets with strong rental demand and more affordable entry points—places where your $100k down payment can stretch further and still offer good cash flow.Timing: Interest rates are higher right now, but that shouldn’t necessarily stop you from investing.

This is a business NPN is NOT a passive pursuit by any stretch of the imagination.

Would you ever have imagined a national lockdown stretching months for a flu that had a mortality rate a fraction of heart disease annual mortality rate?

Way less fees, you could stretch it over 6-8 years, etc. 

Most people with that many evictions never pay (they are professional scammers), and then use the court system to stall and stretch out the whole process.