My diversification50% Real Estate25% Stocks25% Bonds / Fixed Income

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That being said, since most US debt is owned by Americans, increasing rates means American lenders and treasury bond holders earn a higher return and have more money to spend, negating much of what rate increases are supposed to do (namely, slow down the economy and reduce inflation).  

Yes the AUD.USD rate is the biggest factor..as presently that would mean going long USD and short AUD.. however if the borrowing rates drop in US and US $ index declines that generally strengthens AUD and that would cause losses.

@McKinly SpringerThis did not bond as they didn’t prep the floor properly nor was this done properlyIt does not appear they even used a self leveling material like ardexTo me this appears all of it needs to be ripped out and redone properly

Be careful of that term as stock brokerages also use that term to mean you get to choose whatever stocks/mutual funds/bonds they allow you to choose.

Bank Loan: It’s true that banks typically look for steady income, but a large down payment (20-30%) and good credit could help strengthen your application.

Most mortgage companies follow one of these indexes; 5yr Treasury Bond, 10yr Treasury Bond, SOFR, or WSJ (mostly Hard Money follows this one). 

Borrowers need to have 9 Months' P&I worth of liquidity (cash / stocks / bonds / crypto / etc), and 100% net worth relative to the loan amount.

They also throw up a table with a "range" of exit Cap Rates from only 4-5%, R U Kiddin me. 10 yr is at 5% now and heading, by most bond experts, much higher.