So I asked for the $23,800 to be refunded plus my expenses to prepare for the closing well after they should have given their decision based on the credit report, and offered to settle for the sum of $30,000.Was Love Funding acting as my agent and required by law to not squander my funds and time?

The good news is that it is all free practice as you get going, of course you don't want to squander leads, but every conversation is practice.

Tenants have a tendency to squander utilities when they don't see the actual bill.

It's nice to see you investing your money instead of squandering it but it sounds as if you're just buying properties without actually evaluating them.

Hence why I have seen really rich people die only to see their sacrifices get squandered by his kids and grandkids.

Well done buying a real asset with your blessing vs squandering it on toys like a lot of people would have!

I didn't, got arrogant and squandered it on bad investments, big boy toys, a divorce (thinking back the divorce wasn't a waste...) and one house.

Nhi,I don’t think you will get a lot of responses on this thread unfortunately given the misconception about our market being too expensive, and folks just take their hard earned money and squander it with OOS investing. 

I know it is tacky and frowned upon to talk about, but it is my soon to be reality, and I don't want to squander it when it comes, so I've been researching.

Enabling children by sending a message that daddy or mommy will pay their way leads to spoiled overly entitled children that once given the opportunity will squander their inheritance.You made it, make sure in doing so you do not destine your children to failure.