Target areas with additional economic drivers other than oil.

You would do better in 30-day t-bills (right now ;-)The hopes an investor might have (if you purchased a property like this) are: 1) inflation to drive rents up, 2) inflation to drive property appreciation, and 3) mortgage rates to drop to refi at a lower rate in a few years.A lot depends on what someone thinks about the longer-term prospects of neighborhood they're investing in.

The end result - are you truly in the driver's seat of your 401k!

Anything you purchase here now will appreciate like crazy because of various economic drivers - population growth, job growth, and major companies moving and developing here like Intel, Meta, Google, Amazon, etc.

@Eden Meng be a part time Lyft or Uber driver , making a $1k per year.

where does she have a drivers license?

Make sure there are demand drivers. 

I know a paraplegic who, after literally loosing her entire life to a drunk driver, looked at what she could still do an reinvented herself building her mind and forging an intellectual career.

I make right around 80k as a truck driver.

Choosing to become a local real estate developer means you're not just watching change happen – you're right there in the driver's seat, actively shaping your community's destiny and driving its growth.