If the bottom stair is taller than the top stair the basement may have been designed to resist water. 

Although this is probably less likely than the water leaking in through the window wells, it is possible, and you'll want to eliminate it as a cause of the flooding before deciding on how to fix the issue, because if it's groundwater, then the solution to the problem may be completely different than if it's water coming from other sources.As you consider these questions, keep in mind that water follows the path of least resistance--for example, water will flow through a gravel-filled trench much quicker than through solid earth/clay.

The resistance is those territory owners of the "old guard" who have literally everything to loose.

It all comes down to what the investor's goals are, and what is the pathway of least resistance to get started! 

Nature can be a great asset, resist wholesale clear cutting!

Keep in mind you can also tweak some of the coverage amounts they send you, and you can sometimes get discounts for certain things like weather resistant windows, security features, fire alarm, etc. 

If you are interested in screening the porch, you can get aluminum screening which is more resistant to box cutters and switch blades then the standard fiberglass cheapy screens if you want.

You can get “Life Proof” vinyl at home depot which advertises that it’s water proof and scratch resistant. 

No laminate - if someone spills water and lets it sit on laminate it will buckle.2 - Stone Counters - Make sure they are heat resistant. 

Choose weather-resistant furniture and add some colorful cushions for extra comfort.