Much thanks to anyone who can weigh in with their expertise.There are at minimum 52 regulatory authorities involved with residential mortgage origination and servicing (50 states + DC + Federal).  

., in favor of any governmental body, authority or agency.

You can hire an agent just to show and be a body if they are willing, While its not perfect, ChatGPT is a great tool to ask initial questions and get a launching pad (always verify what it tells you)  - @Drew Sygit - Good point about getting someone to help you with screening if they dont have any "skin in the game" so to speak.

Along with connecting with governing body to confirm zoning and preliminary site plan. 

My thought is, hopefully, I can get something a little nicer or slightly cheaper by being a 20 to 30 minute drive to Bodie island.

Even though it's been standing for 30 yrs or so, it's one major flood or major erosion event from some major structural failure in my opinion, especially being so close to a body of water.

However, downsides include regulatory restrictions on bank lending, many institutions that restrict concentration and geographies, and other headaches and issues that arise when dealing with a slower-moving bank.DSCR loans are the option that has completely changed the BRRRR lending landscape in the last few years.

Additionally, it is way more insulated than the sun belt due to the regulatory requirements when it comes to building.

Real estate investors are attracted to medium-term rentals to gain the benefits of extra cash flow versus long-term rentals while avoiding regulatory risks, high turnover, and intensive management of short-term rentals.While many investors are now turning to medium-term rentals to build their portfolios, the lending world has unfortunately been a little slow to keep up.

The lakes region benefits from some of the nicest bodies of water in New England as well as close proximity to some excellent skiing, snowmobiling, snowshoeing and other winter activities.