I think a lot of the buyers see the value and appreciate the slower/quieter pace of life in our area, especially young families.

They do not offer every bank or lender out there or the lenders would never get a lead.When I say FDIC what I mean is "Fully Delegated" and not just Full Eagle where FDIC Mortgage banks have better rates (which they do) because  retail it's or wholesale and not selling the loan to meet a branch bucket or Loan officer compensation plan.

But the question remains - what do we need to do with these empty retail spaces? 

Shiloh, the poster above, seems to find investors and I don’t think he has to offer a discount (most people trying to partner on a property are probably finding properties that are selling for close to retail and then they seek partners with whom to purchase the property and therefore don’t even have a chance at offering a discount since they don’t already own the property as I do).

The city wants to have "Neighborhood Anchors Points" consisting of Mixed-Use and Retail/commercialVisual of all land bank properties The area I will focus in.A break down of cost to purchase all Land Bank properties on each street. 

I used to own a large SFR management company I sold to Evernest in 2019 and I manage a Kroger SC and a set of retail condo suites for a client now but it isn't my thing. 

If the consideration is a prep for going into the red, saying it's easier to pace at a loss, say rents halve, with all-cash vs financed capitol, that still isn't true because one could simply use financed capitol and do only 2, deploying $40k and reserving $60k, and those 2 WILL out-earn the all-cash 1 AND have $60k sitting sidelines which can carry for literally years of an "in the red" event to revenues. 

It’s the number of months it would take to sell all homes currently on the market at the current pace of sales.

For example, my appliance store gives me a 10% discount, so I charge a 5% markup to my owners to make a little money and the owner still saves 5% from retail. 

Denver Union Station Project (Colorado): The city exchanged several smaller parcels of land with a private developer, who in turn constructed a mixed-use development that included retail, office space, and residential units.