My assumption has been DSCR is the main driver, coming from my institutional experience (larger deals) we usually target a 1.2 and over DSCR.

I’ve come across options like the Institute of Real Estate Management (IREM), National Association of Residential Property Managers (NARPM), and Certified Property Manager (CPM) programs, but I’d love to hear opinions on which have been the most valuable in practice.Additionally, any recommendations for resources, books, tools, or online communities that have been helpful for day-to-day management would be appreciated!

Plus, the sync issues with financial institutions drive me nuts.

SEC Charges Accountant for Role in Mobile Home Investment SchemeADMINISTRATIVE PROCEEDINGFile No. 3-21547August 7, 2023 - The Securities and Exchange Commission today instituted settled administrative and cease-and-desist proceedings against Lawrence White, CPA, the former part-time Chief Financial Officer for Outstanding Real Estate Solutions, Inc.

But the tech isnt ready, custody isnt ready really, secondary markets arent ready, and i think this all needs to come from institutional down.

Where do i find a lending institution in my area that works with Vendee loans?

We did not connect with a local credit union or any other financial institution yet.

To state that a broker cost more than a lender is false and can vary based on institution.

Probably 90% of sub to / seller financed transactions involve purchase price ABOVE what an investor would pay having to obtain new institutional financing or paying cash.  

I haven't, however, found much info on them as an institution so looking here.