You may want to network with other investors locally through your real estate investment club.

Local credit unions are good for LOC's as well as other local lenders.2.

Lower the qualifications.Real estate is extremely local.

From what I’ve gathered, it’s crucial to connect with local agents and attorneys since they often learn about foreclosures before they even hit public records.It also helps to keep an eye out while driving—homes that appear neglected or have been vacant for a long time often signal a pending foreclosure.If you're considering this strategy, be ready to move quickly.

Since you’re managing a Section 8 tenant and taking over property management, focus on understanding local regulations, lease terms, and effective tenant communication.

Since you’re focused on buy & hold multiplexes, consider networking with local investors, refining your underwriting skills, and researching markets with strong cash flow and appreciation potential.

Have you investigated any local rental ordinances?

I'm local to Miami and I have 3 section 8 properties here and 5 in Detroit.

I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

In 2022 the rents increased 12.1% year over year which was the 3rd highest in the entire country per https://www.axios.com/local/cleveland/2023/02/14/cleveland-rent-prices.