You may be serviced 3 times during the storm and a final clean up and salting after the storm .

We bought it for $90k they said it was worth $90k after $30k in repairs, then a second appraisal said $120k so we could get out of the Hard Money loan by getting a personal loan and maxing out our LOC again. 

Negotiate seller concessions, consider affordable markets, and focus on long-term equity growth through appreciation and loan paydown.

Finally on 5/14/2021 (day 348) the refi was closed and funded. 

Never used a DSCR loan in the past and have always understood those rates to be higher by a point or two in most cases. 

The tenant refused to communicate about his plans to vacate and finally left the key under the mat on June 2 but made no communication, so we had to make 4 trips looking for the key.

@Rae Chris, finding a "0% down" loan is hard, if not impossible today, even with your first property as collateral.  

The number of homes for sale in the three county area around Sacramento finally had a decrease in November 2024.

So I'm strongly considering adding a handful of these to my buy & hold portfolio.I understand that there's no "risk-free" method to acquiring these properties subto, but have any of you had success over the long-term acquiring properties with VA loans attached?

these are construction loans