No taxes, she got to keep the house and no stress about income.

They are your best option, because when you have tenant turnover, at least you will still have income from the other units.

Through proactive maintenance, efficient tenant placement, and careful financial management, I optimized rental income and ensured a steady cash flow.

We are not focused on the passive income at this time as both working W2.Questions:1.

So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

I would slow down and think about your BUDGET, what you can get for $30k, and how you can increase your income.

Looking to purchase in NV with current paystubs because income is a bit tight with returns.  

Go straight into focusing on creative finance, subject to, and minimal cash down deals and build from there.I want to hear your thoughts on what direction to take here if you were in my shoes given these constraints (full time job and a few thousand saved) and you want to optimize for passive income first, then value appreciation?

You need two years of steady income before you can qualify for a loan.

Oh....you can also pay off the mortgage even faster with your ample income or soon to be ample income.  3-5 year payoff time is definitely possible.