@Dave E.Yeah, I'm not so sure about the loan officer, whose function is really to be a salesperson, really being able to give you an answer. 

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

There are minor functional advantages - such as cheaper closing costs due to not having to perform bank required steps.  

I believe the blockchain technology and the idea of smart contracts are interesting functions of the currencies.

It may also help keep the litigation target off your back.As always, check with your competent legal counsel--not all attorneys speak fluent "trust function and formation".

Yield is a function of risk.

So, you need cash reserves or be able, without any doubt, to acquire funds, in this aspect you can borrow money to carry out a foreclosure as this is not the note purchase side.So, I can't really say you need XX dollars to buy a note or a portfolio of notes, but besides the note purchase you'll need reserves and the ability to carry out the necessary functions to safeguard your investment.

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

The tenant actually just moved in and per the lease they're responsible for washer and dryer, but their installer couldn't install the washer due to the non-functioning drain pan. 

.-  Pro's:  Additional functionalities, such as tracking maintenance, automated bookkeeping, screening reports, etc.