If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

I'm excited to be here and can't wait to bounce ideas off some like-minded individuals!

Most (not all) HELOCs require that the property is titled to an individual (not LLC) and are full doc, meaning your employment history, income, DTI etc will be factors.

Quote from @Michael Smythe: We're far from perfect, so our 2 cents should be taken lightly.Most of the national companies are setting up franchises and the challenge is with the individual franchisees.

How much time / cash / other are each individual expected to contribute?

By staying informed and adaptable, investors can find opportunities in both booming and challenging markets.Overall, with careful planning, thorough research, and a strategic mindset, real estate investing can be a fulfilling journey towards financial success and stability.

Residences and cars are not purchased in individuals names.  

@Ilia Zakharav, There's no problem in selling individual units and 1031 exchanging them as individuals. 

Is this the starter or individual plan from invelo being offered with bigger pockets pro?

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.