If you've got people fighting over your listing and competition trying to get into the unit, then you're too low.  

Even if you're in a local 50+ league and want to be competitive, a coach is probably over-kill.

Check your competition and make sure your are under them if reasonable to do so.

The only instance where it might be more beneficial to do it this way vs. getting financing right off the bat is if you need to be SUPER competitive with your offers in your market.

Southwest Florida is definitely an exciting (but competitive) market, so props to you for diving in!

All 3 parts are critical to being successful here and we’ve been doing it with todays prices, todays competition and todays interest rates.  

Quote from @Chris Primavera: @Nick Velez thanks for the info and I have heard that the Gatlinburg area isn't necessarily a great market for your first investment because of the competition and amenities. 

Encore, you would need a membership, if you purchase in the new phase (Spectrum ) they automatically come with the amenities (membership) included to your guests, but the HOA and management have other restrictions and all units come furnished with the same packages, so you can't make changes to have it stand out, which is what is really needed hear in Orlando since there is so much competition. 

Miami seems very interesting, but maybe too competitive... what do you think?

PM business from what I hear is pretty tough and competitive business.